Insurance premiums for both motor and home continued their downward trajectory in Q2 2025, but the latest data from Pearson Ham Group’s General Insurance Price Index points to a changing pace of movement – and a more nuanced pricing environment […]
Tag: home
200,000 Gallons of Water Destroyed My Home and My Good Neighbor Insurance Company Will Not Pay a Dime!
The recent federal court ruling in Lawrence v. State Farm Fire and Casualty Company 1 shows how the fine print in an insurance policy can entirely undermine the protection that policyholders believe they have purchased. In this Iowa case, Terri Lawrence experienced […]
Accelerated premium falls in May signal further softening in motor and home insurance markets
The latest General Insurance Price Index from Pearson Ham Group shows that premiums for both motor and home insurance declined at a faster pace in May 2025, suggesting a further softening across the personal lines market. Motor premiums Motor insurance […]
Impact of tariffs on home insurance
What are tariffs, and how do they affect costs? Tariffs are a tax on imported goods that the importer pays to the U.S. Customs Department. The tax is a percentage of the cost of the good and is used to […]