In the wake of property damage, whether caused by wind, fire, or storm, policyholders rightly expect their insurance to cover the cost of restoring their home or business to its proper condition. For many, that includes paying extra premiums for […]
Tag: Law
Judge Says California FAIR Plan Violating Law, Industry Also Fighting Consumer Group Suit
A judge ruled that the California FAIR Plan’s smoke-damage policy violates state law, while in another matter a lawsuit from a consumer group is drawing concern from insurers that it could push the California insurance market closer to collapse. On […]
Merlin Law Group Expands to Atlanta: Welcoming Brian Braddy to Lead Our Georgia Office
We are excited to announce the opening of Merlin Law Group’s newest office in Atlanta, Georgia. This reinforces our commitment to serving policyholders throughout the Southeastern United States. Leading this expansion is Brian Braddy, a dynamic attorney with deep ties […]
Mark Boardman Passes | Property Insurance Coverage Law Blog
I was celebrating a win over a crazy case at a Florida Association of Public Insurance Adjusters (FAPIA) meeting in the late 1990s. My client’s soon-to-be ex-husband, who was not on the title to the property, appeared to have burned […]
Conflict of Laws Texas Style: When New York Law Governs a Texas Loss
One of the most overlooked and consequential issues in property insurance litigation is the question of which state’s law applies to a dispute. It’s easy to assume that if a loss occurs in Texas, then Texas law will govern. That […]
Appraisal vs Coverage Dispute| Property Insurance Coverage Law Blog
Appraisals serve as a valuable mechanism for resolving disagreements over the amount of loss. However, as recently illustrated in the Texas case of Rocha v. State Farm Lloyds, 1 appraisals do not resolve all questions. Specifically, they do not determine […]
Slide Insurance IPO Concerns| Property Insurance Coverage Law Blog
Slide Insurance’s recently filed registration statement with the SEC to become a public company marks a bold step for a relatively young Florida-based insurer. Spearheaded by its high-profile founder and CEO, Bruce Lucas, the company is seeking to position itself […]